CB states that retaining heifers is a crapshoot on which ones will turn out to be good cows. Can tell he has no experience doing this. One thing I can assure someone is that I can save every heifer out of 100 cows of mine, and they will all turn out to be cows. No later culling will be necessary. I just don't, after generations of retaining them, have any that won't make cows. I may have a small percentage open when bred in a 70 day period, but even that is getting smaller and smaller.
Where in the world does those good cows he claims he buys come from? If everyone is broke saving heifers, how can there be commercial cows available? Accidently bred ones in the feedlot, I guess.
In order to gain net worth and retirement income, assets must be acculimated. If it all was about cash money, and how much can I make today, assets cannot be stockpiled.