xbred
Well-known member
the insurance is paying for the damage done to your property and what it cost to repair it..in essence to get your property back to it's original value...you should take the check for what the claim adjuster said the damage iss worth...whether you fix the property or not is not a question...your property is worth less if you do not do the repair..at some point you will spend the full amount, ie. your labor hauling off shingles, or in simply living in a house that is valued less...it is incumbent on the insurance company to pay the claim adjuster's amount...say you don't repair the roof and your house gets rain inside...the insurance company will not be liable for that damage...it benefits the insurance company to do due diligence in correcting the matter..