Self employed farmer/rancher health insurance, not on Medicaid.
Where y'all have it ?
Thx
Where y'all have it ?
Thx
Health insurance
- Thread starter Mountaintown Creek Ranch
- Start date
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Under 65? In Ga you get it through the Federal Market Place. Enrollment for a Jan 1st eff date ended Dec 15th. You have until Jan 15th to enroll in a 2024 plan eff Feb 1st.
Mr. TC is on Medicare and I'm on the Marketplace. Which is a racket. Bring your tax forms so they can bill you based on what you can pay, as opposed to what you should pay.
bird dog
Well-known member
See what these folks have to offer.
cattleraisersinsurance.com
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Ouachita
Well-known member
The best way to insure your health is to work at taking care of yourself.
4hfarms
Well-known member
I wish I would have known I was going to last this long.
Not necessarily. I'm not overweight, not on any medications, active, blood levels are excellent. But, according to Marketplace, I have to pay an outrageous amount each month with a $$$$$$ deductible. When the person in front of me at Walmart in their jammies and clearly over a deuce gets a free pass. Bitter, much?
BFE
Well-known member
I'm fortunate, my wife has excellent insurance through her work. Before we married, I went through a health insurance/marketplace specialist I got from the Dave Ramsey endorsed provider list. Health insurance is all they do. I might still have they're contract information, don't know how it works being in different states though.
circlebllc
Well-known member
United Health Care opened in our county, through the exchange. Tremendously better plan.
Ky hills
Well-known member
I probably should change I've had a plan through Anthem Blue Cross Blue Shield for years and it is awful expensive getting close to $600 a month.
Hpacres440p
Well-known member
Marketplace open enrollment closed December 15, so unless you've had a "life event", you get a whole year to research it…
Dec 15th deadline was for a January 1 effective date. You can enroll til Jan 15th for a February enrollmentMarketplace open enrollment closed December 15, so unless you've had a "life event", you get a whole year to research it…
@Mountaintown Creek Ranch PM me your age, zip code, (you still in Gilmer county?) and county. Also send in what income you had on the Earned Income line of your 2022 1040, I think it is line 37, and I will look for you to see what's the best available.
Edit: On 2nd thought,. let me just PM you my office email address, and you can email back the answers. Not so sure the PM's on here are all that secure.
Edit: On 2nd thought,. let me just PM you my office email address, and you can email back the answers. Not so sure the PM's on here are all that secure.
GA Farm Bureau sells coverage
I start on Medicare in one week. It does not get much cheaper. What with paying for part B and the supplements, I am paying almost as much as I was when I was on my wife's insurance. I had to go the Cobra route when she retired, but Medicare is mandatory at 65.
I start on Medicare in one week. It does not get much cheaper. What with paying for part B and the supplements, I am paying almost as much as I was when I was on my wife's insurance. I had to go the Cobra route when she retired, but Medicare is mandatory at 65.
Little Joe
Well-known member
I've heard people talk about using medishare, no experience myself. I don't know how it is in Georgia, but in Arkansas if you drive a school bus you get health insurance at the full time employee rate. Used to be a lot of self employed farmers that drove a bus for that reason. I will be eligible to draw my retirement from the school when I'm 51 (28 years employed at the district) and I have other things going that can make me income so to keep insurance I will probably drive a bus after I retire.
OP
OP
We are both in excellent physical shape, but these days one hospital stay can bankrupt you.
OP
OP
In our county there is a severe shortage of bus drivers.
Little Joe
Well-known member
I think it is a nationwide problem. At our district everyone that drives has another job at the district with the exception of one person who is a retired truck driver making extra income. I drive everyday, I'm the maintenance and facilities director, my grounds keeper drives everyday, the transportation director or his assistant (mechanic) drives everyday as well as our superintendent. There's only one teacher that drives a route, one coach and a couple of teacher's assistants. Used to be most of our drivers were self employed people wanting the insurance, not as many full time farmers in the area anymore.
OP
OP
Yes my buddy works at the county as a mechanic last week they were 11 bus drivers shorts so they took all the mechanics and other personnel and put them in buses.
