Here's an update.
Although the vet prefered to call it scar tissue, "he" banded it agin. In this case "he" was the vet whose office it was. The Big Cheese so to speak. There are about 6 vets that work at his office. The fact that he banded it again though pretty much said it all. The young vet that did the original banding is the same one that banded three calves for me last year and had to reband one of them after about 2 weeks due to a lost band. Thats a total of 2 banding problems out of 5 calves banded. I asked him, as tactfully as I could, if a 40% problem rate was typical of his office, or was it more symptomatic of individule technique. I hoped it was just a retorical enough question to get my point across. In case it wasn't, as I was leaving I also mentioned that after reviewing my receipt from the original banding in early April I noticed that they hadn't charged me on either calf for the orginal banding, the worming, or the implant.
Although the actual cause of the 1st banding problem (lost band) is uncertan, it was the 1st issue of the now defined trend of errors associated with one paticular vet. I think at this point I have to conclude that the combination of the charge ommisions and this paticular banding problem indicate a lack of attention to detail by a paticular vet. You can bet I'm going to make certain whose NOT on duty when I schedule future appointments.