Cattle/Bull insurance

[Millerranch]

Can anyone tell me about or if there is cattle insurance? I don't have any real high dollar stuff, but I did just buy a bull and I was thinking how bad that would suck if something happened to him. Is there insurance that covers animals?

Thanks,

T

 

[kenny thomas]

I know that Farm Bureau offers it.

 

[dun]

Check with however carrys your regular home/farm insurance

 

[Kingfisher]

Can anyone tell me about or if there is cattle insurance? I don't have any real high dollar stuff, but I did just buy a bull and I was thinking how bad that would suck if something happened to him. Is there insurance that covers animals?

Thanks,

T

Please let us know how that works out for you. Thanks in advance.

 

[dimestorecowboy]

Farm bureau offers liability ins. If a cow gets in the road etc. I'm not sure it would be worth buying life ins. On them.

 

[John SD]

I used to insure bulls. The only thing it covered was death from accident, like getting hit by lightning or something. Didn't cover stuff like getting the tool dinged or going lame, etc. It was all part of my ranch policy which has a $5K deductible. I also carry a seperate liability policy in addition to automobile liability. All of my insurance is with State Farm so there should be no gaps or overlaps in coverage.

I don't mess with insurance on livestock anymore. Maybe I would still consider doing so if I bought high $$$ bulls. I have stayed within a modest bull buying budget this spring. I bought a horned Hereford 2 yr old a couple weeks ago for $2100 and for the first time ever yesterday I bought a Charolais yearling for $1900.

 

[jedstivers]

Cost me under $30 a year with FB to insure my bull to cover him. Have GL on the herd to cover someone else if they get hit.

 

[highgrit]

Ga. Farm Bureau is hard to beat. I figured out the price per head at less than $4.00 per year. Bulls are insured for $2k and cows for $1k and the rest at market value. Insurance coverage is for accidents and liability only. Pretty darn cheap when lightning hits a pine tree and kills 6 of them.

 

[Angus Cowman]

American Livestock Insurers ,I believe that is the correct name of the company, offers full coverage on animals
on bulls I think it runs about $7 pr $1000 of coverage per yr