Stocker Steve
Well-known member
Brute 23":8ae8dwz5 said:I enjoy cattle but the money is not good enough to be stressing over paying a loan back.
I would take out a loan and invest it in the stock market before cattle. It has the same risk and WAY more reward.
The bank will finance you because you cash flow. Often in production ag this means a big down payment, or outside income, or both. But cash flowing does not mean you are profitable. Profitability is your problem, not the banks.
The good news is that there is a very very wide variation of profitability in cow/calf operations. So you need to find some profitable examples, and then copy them, if the risks and rewards are acceptable to you. :cowboy: