In a nut shell we had a elderly lady run into our business, she took out our wheel chair ramp. Had the adjuster out and she did all her measurements and figuring. I received the insurance company's estimate broken down......red flag she estimated the "Construction workers general labor" at $6.00 per hour!!!! Ahhhh..... Oregon minimum wage is $9.75 per hour.... how the he!! Can the adjuster come out of Portland and quote the estimate wage for construction at $6.00 per hour when the minimum wage is $9.75. Nightmare to follow dealing with insurance and getting my ramp covered... my agent gets called in the morning. Why do we live in this world? Pizzed off and a vent.....deal with it tomorrow.