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Get goats! -Jenn

My policy pays a minimum of 6%. Loan cost would be 6%+2%=8% If they raised the rate to 10% earnings loan cost would be 10%+2%=12%, that's what I meant by margin.

It still earns almost 2x's more than a cd while your "borrowing" the money. It cost 2% for the loan, not cd plus 2%. Plus: Maybe your kids are already in and out of college, but mine isn't. Financial aid is based on ALL your assets, not just liquid assets. Life insurance isn't counted and the...

Gauranteed. For example, (using made up numbers): A million dollar policy plus accumulated cash value. If I die today my son (well, his guardian until he's 18 or 21) gets a million dollars plus a little cash value. If I die in 25 years my son gets close to 2 million. If my son goes to college in...

You still have to pay for it.

No, my son gets to go to the college of choice or buy the bigger farm next door! If I beat the odds(history of heart attacks in the family) I get my money back plus interest.

I prepaid at 1.29/gal this summer. You might do a fuel cost comparison before you buy your fuel. My electricity is $.08, if I had to pay more than $1.50/gal propane, it would be cheaper to heat with electricity. I have an older, not so effecient furnace. Here's a link...

My whole life policy pays better than a cd, pays off double if I die, has cash value after 1 st year and I can borrow from it at a 2% margin.

Thank you!

Can you clarify for me, you worm the calves at about 2 months or at weaning? My offline friend wants to know.

Am I getting ahead of myself? I thought I had read that someone tried to have their angus bred but the time they were 1 year. Of course, I read somewhere else that charlois don't even mature until 3. So much conflicting info.

I think you may be right, but I really like the idea of the highlands. This may be a stupid question, but what if he became a steer after doing his duty? Or was sold after?

:lol: :lol: :lol: :lol: :lol: But seriously, I'm trying to do this properly and not make silly purchases.

Does that mean you don't like highland or just not for heifers? If I'm going to eat them, not so cute might be better....

So if I decide to get him,when should I get him (before or after weaning) and how should I introduce him?

I want nice and easy. Highlands are supposed to be easy. He kinda reminded me of a mastiff I used to have, not in a hurry to do anything.

So should I wait for him to be weaned, or have him delivered and then he can't get back to mama? Should he be kept in the pen or just separated in a different pasture from my 2 for a little while?

Ok, funny! Is height a none issue then? Will she be getting any taller that she is now (9 or 10 months)? Or just wider? If not it probably is a non issue but the seller brought it up.

Hello, I have the opportunity to purchase a 10 month old highland bull calf. Asking price is $700 but will go down to $600, it's being weened right now. It went through a weak spot in the fence once and they're motivated not to have to fix the fence again. I have a angus/charlois heifer...

It's good to know there are still some honest people out there. My friend lost a bred angus off my land. He eventually put an ad in the paper to find her. Someone a mile or so from my place called him to come and get it about 2 weeks later. As he and another fellow were in the process of...