J&D Cattle":1ek6ov6l said:
Earthquake coverage on peoples homeowners policies will be a huge problem. It's gotten so expensive and many companies have dropped out of the market.
I dropped ours because it is now a 40% deductible and they raised the rates to over $500 a year. I don't know if that was wise, but the only thing they are going to cover is total devastation. If half of your home has to be gone before they will payout, then I think we are going to have bigger problems than a few cracks in the walls.
Big quake means water lines will probably be broke, gas lines, electric etc. and the VAST majority of people don't stock more than a couple days of food anymore.
I had just bought a generator during our big ice storm several years ago, talk about save the day. We were without power in 0-10 degree weather for a week, and we were lucky to get power that fast. People were very unprepared, the lines to get a generator were huge, people had no heat, no food etc. Gave a glimpse of what a real emergency would look like and it wasn't pretty.
I have not stored food since moving to the farm, I need to get back into that, and dig a well for sure, I do store a lot of gas though. I have bought a small quiet Honda generator that only uses a gallon of gas for 8-10 hours vs. 5 gallons for the bigger one.