Calf did not make it.
I had her in a small field and set up some coral panels to "fence" her in. She is pretty gentle and I was able to get a rope around her in the contained area. I put a chain on the calves feet and could not pull it out. My cheap calf puller was not good enough. After several tries, I finally called Vet who showed up and with much trouble, we finally got calf out but it was too late. The calf was very large.
This is what I learned.
After seeing the calves feet, wait one hour and then I will assist and try to pull. (I waited 4 hours and by the time the Vet arrived and pulled calf, it was 5 hours) If I have problems, I will call Vet and have him there ALOT faster. The heifer by the way is doing fine. Bad enough to lose a nice calf but double wammy if I lose the mother too. I have three more heifers due next month and I will watch them closer. If any have problems, a different bull will service them later this year.
Also, Vet only charged me $120 for a house call, which I thought was reasonable. After all was over, he spent time with me and gave me some good advice and education. I am alot wiser now, just sorry I did not have the knowledge before.
Thanks to all for the good advice.