Education

[TexasBred]

The mortgage mess will end up being a lender bail out instead of a home owner bail out. We have the best politcans that money can buy, and the money people no how and where to put it.

These borrowers don't need to be bailed out. They bailed off into a loan and a huge house they knew they couldn't afford from the start. I know the lenders encouraged them but they still knew it was a pie in the sky thing when they got a deal "too good to be true". Forclose, get them out of those luxury homes and let them rent a place to live or buy something they can afford. As for the lenders, hopefully they'll get what they deserve as well.

 

[dun]

Edumication? What is that?

Wrong grammer. Should read "What be that?"

 

[ChrisB]

Some kids going to private school never seem to learn how to deal with people. You see it in the work place. Mostly just plain old arrogance in the attitudes. Others do fine.

That differs from kids in public schools how?

 

[Lammie]

Some kids going to private school never seem to learn how to deal with people. You see it in the work place. Mostly just plain old arrogance in the attitudes. Others do fine.

That differs from kids in public schools how?

Here is my experience with private schools, and I don't want to offend anyone because these are MY experiences, limited as they are.

The kids I knew that went to private schools, some of them were smart kids whose parents really wanted them to get the best. Good for them. I knew some really sweet kids in private school. There were quite a few, though, that were in private schools because they were just too obnoxious, ill behaved and downright strange to go to public school. Their parents, to a man, would always say, "Well, they weren't challenging Jane enough. She blew up the classroom because she was bored." (insert excuse here...) Or they were ADHD and parents didn't want them on meds, or whatever. They were too rowdy even for public schools. The public schools in the community where I was living at the time, at any rate.

If I lived in Dallas, for example, I would put my kids in private school. I had a really good experience in Cleburne and Arlington. I was lucky. My older son's Kindergarten class had 11 kids. Eleven. That is unheard of. The private schools I am speaking of were in Arlington, and fairly expensive, church schools. There were some scary kids there that I knew had once been public school students with my son, and I was glad to see them transfer.

There's good and bad in every state and in every community. And there are good and bad teachers. I feel like the teachers that really love to teach, and do it creatively and in a fun way, are very limited now because of the paperwork and because they have to teach for the TAKS. It is a shame.

 

[Lammie]

I might add that in smaller communities, some of the private schools seem to me thrown together and ill organized. I would not put my child in one of those schools. Just because it is "Private" does not make it better.

 

[TexasBred]

I might add that in smaller communities, some of the private schools seem to me thrown together and ill organized. I would not put my child in one of those schools. Just because it is "Private" does not make it better.

Yeah I see that all the time. A lot of independent type churchs are opening up small schools here there and yonder. Sure hope they're hiring qualified teachers and using good materials. The school my kids went to has been there 90 years and still going strong...just went thru 8th grade...then either had to go to public school or go to Catholic HS in larger town. Got a very good education and certainly wern't raised to be snobbish.

 

[Wewild]

Good posts Lammie.

I would add that on the whole in private schools most of the parents maybe more like minded than the parents in the public school system when it comes to there children actually getting an education.

 

[Ryder]

The mortgage mess will end up being a lender bail out instead of a home owner bail out. We have the best politcans that money can buy, and the money people no how and where to put it.

These borrowers don't need to be bailed out. They bailed off into a loan and a huge house they knew they couldn't afford from the start. I know the lenders encouraged them but they still knew it was a pie in the sky thing when they got a deal "too good to be true". Forclose, get them out of those luxury homes and let them rent a place to live or buy something they can afford. As for the lenders, hopefully they'll get what they deserve as well.

TexasBred it sounds like you are getting awful close to advocating personal responsibility. I think these young moderns consider that to be old fashioned. I'm afraid that may not set well with the politically correct crowd. :shock:

I have heard of people that say they "deserve" that house, that new car (not a used one). They are more interested in what they "deserve" than they are about payments.

Now I'm sure you don't think they should do without what they "deserve". :cry2:

 

[Crowderfarms]

The mortgage mess will end up being a lender bail out instead of a home owner bail out. We have the best politcans that money can buy, and the money people no how and where to put it.

These borrowers don't need to be bailed out. They bailed off into a loan and a huge house they knew they couldn't afford from the start. I know the lenders encouraged them but they still knew it was a pie in the sky thing when they got a deal "too good to be true". Forclose, get them out of those luxury homes and let them rent a place to live or buy something they can afford. As for the lenders, hopefully they'll get what they deserve as well.

Didn't people at one time let Lawyers look at contracts of this scale? I have no pity on anyone trying to live above their means, or trying to keep up with the "Jones' "I'm not in the mood to bail out stupid people, many of whom have a lot more than my High School education.Whatever happened to common sense?

 

[Red Bull Breeder]

I don't care about bailing any of them out, the borrowers are not going to get bailed out its the lenders who will get bailed out. The lenders loaned the money for the houses when they new better. They are not worried about it because as always our goverment will use our tax dollars to to take care of the people who grease there plams.

 

[TexasBred]

I don't care about bailing any of them out, the borrowers are not going to get bailed out its the lenders who will get bailed out. The lenders loaned the money for the houses when they new better. They are not worried about it because as always our goverment will use our tax dollars to to take care of the people who grease there plams.

Hillary and her crowd are yelling "forebearance". Most lenders don't even start foreclosure proceedings until they're already 3month past due. That's forebearance enough. Get them out. I'm already hereing of some pouring sacrete down the toilets and stuff like that. No need to give them 3 more months to destroy what they know they'll never own.

 

[Lammie]

I don't care about bailing any of them out, the borrowers are not going to get bailed out its the lenders who will get bailed out. The lenders loaned the money for the houses when they new better. They are not worried about it because as always our goverment will use our tax dollars to to take care of the people who grease there plams.

Hillary and her crowd are yelling "forebearance". Most lenders don't even start foreclosure proceedings until they're already 3month past due. That's forebearance enough. Get them out. I'm already hereing of some pouring sacrete down the toilets and stuff like that. No need to give them 3 more months to destroy what they know they'll never own.

Believe that. As someone who looked at a lot of foreclosed homes back in the early ninties, I can tell you that folks will tear them up as much as they can when they realize they are on the way out.

I fail to see why we need to assist buyers who got in on ARMS when they knew there was a risk that this very thing would happen. If you were stoopid enough to fall for some stiff from Country Wide telling you that you could get a six hundred thousand dollar home for a thousand dollars a month, then too bad for you.

I can't believe that people actually are sill able to get ARM's. They ought not to be legal. The VA stopped doing ARM's 12 years ago. I guess they were tired of getting stuck with houses.

As for the lenders, their CEO's and CFO's ought to go to prison. For real, "don't drop your soap in the shower" prison. Not Club Fed for 18 months.

That is one of the problems with this country. White collar crime pays.

 

[john250]

That is one of the problems with this country. White collar crime pays.

It sure does. And the more you steal the better off you are.
Local embezzler stole $1 million. Got 4 yrs. (Not near enough) What did the enron guys get for stealing billions? I have forgotten, but I'll bet no one serves 4 years.
So, go big.

 

[Lammie]

That is one of the problems with this country. White collar crime pays.

It sure does. And the more you steal the better off you are.
Local embezzler stole $1 million. Got 4 yrs. (Not near enough) What did the enron guys get for stealing billions? I have forgotten, but I'll bet no one serves 4 years.
So, go big.

Ken Lay took the coward's way out and offed himself. I don't remember how much time Jeffrey Skilling got. Thousands of employees lost everything they had in savings. I heard something about a victim's compensation fund. Like it can make up for what happened.

 

[Caustic Burno]

I don't care about bailing any of them out, the borrowers are not going to get bailed out its the lenders who will get bailed out. The lenders loaned the money for the houses when they new better. They are not worried about it because as always our goverment will use our tax dollars to to take care of the people who grease there plams.

Hillary and her crowd are yelling "forebearance". Most lenders don't even start foreclosure proceedings until they're already 3month past due. That's forebearance enough. Get them out. I'm already hereing of some pouring sacrete down the toilets and stuff like that. No need to give them 3 more months to destroy what they know they'll never own.

This is just more I am not responsible for my actions and I shouldn't have to pay for it.
The lending companies where at fault for making loans they knew were bad risk, the borrowers were at fault for taking them it is that simple. But we live in a society that thinks everyone is entitled no matter the cost and shouldn't have to pay for their mistakes.

 

[J. T.]

As a professional educator with 22 years of experience, I can sum up the problem with public education fairly simply.
One problem is that the supervisors and politicians that determine school policy dwell in ivory towers and have never been in the classroom or it has been so long ago that their policies aren't relevant. They will not listen to the teachers in the trenches on the front lines. Many of these supervisors have taken corporal punishment from the schools and that, my friends, has been detrimental to clasroom control more than you can imagine.
Secondly, the schools have become so afraid of lawsuits that discipline and course work has been watered down. The school systems need to have some backbone and stand up to the parents. They would back down in pretty short order. Parents want to put the blame on everyone but themselves for their " little darling's" shortcomings.
Thirdly, teachers have to basically "teach the test" due to so much pressure placed on them by the administration. Kids don't have the opportunity to learn things that really matter i.e. how to balance a check book, figuring percentages on loans, what WWII was all about, how to read a map, etc.
Teachers know how to do their jobs and could do a much better job if we were left alone and allowed to do what we were trained to do. If the testing were deleted, if old fashioned corporal punishment was reinstated, and we didn't have kids in our classes who are only taking up space, education would excel in this country. Add to that, administrative support for the teachers and education would be a much better field in which to be employed. Oh yeah, No Child Left Behind is hated by every teacher I know and I know a couple of hundred.

 

[Wewild]

As a professional educator with 22 years of experience, I can sum up the problem with public education fairly simply.

Great post.

Some of those issues aren't just in the education system they are alive and well in the manufacturing industry.

 

[Alice]

Thirdly, teachers have to basically "teach the test" due to so much pressure placed on them by the administration. Kids don't have the opportunity to learn things that really matter i.e. how to balance a check book, figuring percentages on loans, what WWII was all about, how to read a map, etc.
Teachers know how to do their jobs and could do a much better job if we were left alone and allowed to do what we were trained to do. If the testing were deleted, if old fashioned corporal punishment was reinstated, and we didn't have kids in our classes who are only taking up space, education would excel in this country. Add to that, administrative support for the teachers and education would be a much better field in which to be employed. Oh yeah, No Child Left Behind is hated by every teacher I know and I know a couple of hundred

Oh, heck yeah, J.T.! And might I add about kids in classes taking up space...there are kids in classes that are emotionally disturbed, mentally disturbed, violently disturbed...and are unable, thru no fault of their own, to sit quitely in a classroom. Recently, my daughter had to take scissors away from a 3rd grade student who was trying to back her down. Third grade! That takes away from the rest of the class that teachers are able to reach and to teach to, as well as totally blowing the rest of the day for the teacher.

When I heard about the confrontation, I was terrified for my baby, the teacher! The saddest part of this story...the child had a brain tumor that had not been diagnosed...the child's mother is bipolar...and up until now, the child had not been referred to special education. My daughter spent countless hours on the phone with the child's MHMR worker, insisting on some sort of resolution, even if it meant an alternative classroom. She and 2 other teachers were able to convince the mother, mind you, not the MHMR worker, to have the child medically screened for a possible brain tumor...after the child had a number of seizures in the classroom. AND, they had to be very careful how they approached the mother since they cannot give their opinion...only a possible suggestion, or risk a possible law suit.

This is not the only time my daughter, as a second and third grade teacher, has had to face the dilemas. Kids, during class, have thrown desks around...they've threatened other students. Saving grace? My daughter can back them down long enough to get help...and the heartbreak? The children cry and want to come back to Ms. ********** classroom. Why? Because they know she won't give up on them. And that scares me too....'cause she's now under physical and emotional stress.

I've written a book...I'll stop. Thank you, J.T., for being so conscise.

Alice

 

[Lammie]

As a professional educator with 22 years of experience, I can sum up the problem with public education fairly simply.

Great post.

Some of those issues aren't just in the education system they are alive and well in the manufacturing industry.

Amen, Wewild!

If a kid can't get to class on time, he isn't going to get to work on time. If a kid feels like he should be rewarded for every effort, no matter how small, (the "everyone gets a trophy" syndrome), then they will give up when they don't get that external motivation. When the rules are bent because Johnny's mother complained, you get employees who will never understand why you just canned them.

I know, I used to have to hire these jokers. "What do I get for coming to work on time?"

"You get the satisfaction of knowing you can maybe keep you job another day."

 

[Lammie]

When my son was in elementary school in Cleburne, there was a creek that ran behind the school. It was pretty down there, and it was a great little ecosystem to be studied and appreciated, right in the back of the school! There was a beaver dam and everything! Talk about an opportunity to seize the "teachable moment"! When I asked why none of the teachers were taking the oppotunity to include that area in their lesson plans, (I would have been down there all the time...), I was told, in not so many words, that it was not something that grade would be tested on this year. And they didn't want the kids to get muddy.

Didn't want the kids to get muddy? They wash, last time I checked... Mud's easy to get clean. I am sure that someone's angel fell in the creek and now no one was allowed down there anymore.

What an opportunity missed! Kids have no clue about the natural world around them.