Jogeephus
Well-known member
Does anyone know how they do this and is there any way to prevent this from happening?
I recently got a call from USAA and they asked if I was in Ireland. I told them no and they informed me that someone was using my credit card someplace in Ireland and had run up a couple hundred dollars in charges. They said they would kill the card and send me another. I told them it would be helpful if they expedited sending the card to me since I was going to attend my son's graduation this weekend and would need the card to pay for the hotel and such.
On Thursday I received two new cards and we went to Florida for the graduation and we all went out to eat but when I went to pay the bill I was told the card was no good. Thankfully I had enough cash to pay the bill but I called USAA and they told me they had killed the card because they were unable to reach me and someone had charged $6700 on this new card in Los Vegas. Crap! I wasn't even in possession of the card but for a day and hadn't even used it and someone had already hacked it. I don't see how this is possible. These last two cards also had the chip in them which I thought were supposed to help prevent this kind of stuff and never until now that they issued the chip cards have I ever had any trouble with the cards. Granted, I rarely use them and tend to use them only for stuff like this.
I'm really puzzled how this can happen and can't see how credit card companies can stay in business if these things are so easily hacked. Ii feel for USAA because this will effect them more than me but I'd like to know what, if anything, I can do to prevent this inconvenience from happening again. Anyone know anything about how all this works? Thanks.
I recently got a call from USAA and they asked if I was in Ireland. I told them no and they informed me that someone was using my credit card someplace in Ireland and had run up a couple hundred dollars in charges. They said they would kill the card and send me another. I told them it would be helpful if they expedited sending the card to me since I was going to attend my son's graduation this weekend and would need the card to pay for the hotel and such.
On Thursday I received two new cards and we went to Florida for the graduation and we all went out to eat but when I went to pay the bill I was told the card was no good. Thankfully I had enough cash to pay the bill but I called USAA and they told me they had killed the card because they were unable to reach me and someone had charged $6700 on this new card in Los Vegas. Crap! I wasn't even in possession of the card but for a day and hadn't even used it and someone had already hacked it. I don't see how this is possible. These last two cards also had the chip in them which I thought were supposed to help prevent this kind of stuff and never until now that they issued the chip cards have I ever had any trouble with the cards. Granted, I rarely use them and tend to use them only for stuff like this.
I'm really puzzled how this can happen and can't see how credit card companies can stay in business if these things are so easily hacked. Ii feel for USAA because this will effect them more than me but I'd like to know what, if anything, I can do to prevent this inconvenience from happening again. Anyone know anything about how all this works? Thanks.