Why ????

[backhoeboogie]

Why do people build on the flood plain of a river ?

My fences get taken out about every 8 years on average. Can't imagine losing a home that often.

 

[cowman]

Yeah they will loose it and build directly back. I understand maybe once but not twice.

 

[dun]

They'll even sue the powers that be so that they are allowed to build there then sue them because they lket them build there when it all washes away.

 

[Kingfisher]

Why do people build on the flood plain of a river ?

My fences get taken out about every 8 years on average. Can't imagine losing a home that often.

That is all changing.........here in Texas they have bought a lot of home owners out of low areas. I suppose the insurance company pitched in some. They just got tired of dragging the river for dead folks..........stinks I suppose if you have a nice place but ......things change.

 

[tsmaxx47]

the cost of flood insurance makes it almost prohibitive. i paid flood insurance on a property in texas, now when i buy a residence it's the first thing i inquire about. the real estate people conviniently forget to tell you it requires flood insurance - surprise at closing! seeing the gov't is the only one selling it you can imagine how secure that makes you feel........

 

[Caustic Burno]

Why do people build on the flood plain of a river ?

My fences get taken out about every 8 years on average. Can't imagine losing a home that often.

One reason is low cost flood insurance and low cost loans by the government. As a young married man following the work around here means heading for the coast. The first house I bought there was no federal plan my flood insurance was almost as much as the house note. The federal program came along and it went to less than a 100 bucks a year.
We all have hazards of mother nature to deal with from earthquakes, hurricanes, tornadoes and so on. We acccepted the risk to live in a certain area, if you want to live in a more hazardous area it should cost you not me. The insurance companies brought on some of this problem as well ie State Farm won't even sell new Home owners if you live within certain counties on the gulf.

 

[TexasBred]

Why do people build on the flood plain of a river ?

My fences get taken out about every 8 years on average. Can't imagine losing a home that often.

Boogie I've asked myself the same question many times. BUT I figure if you wanna live by the beach you should expect a hurricane occasionally or if you live in Minnesota you expect everything to freeze over every year and if you live in West Texas expect it to be hot and dry. I guess everyone loves where they live cause most build back time and again. I think I'd be lookin' to relocate.

 

[ALACOWMAN]

just like here at tornado central,,, and it can flood every where in Ala. we can have 11 inchs of rain in a couple days and be in a drought next month,,, as a kid i remember pulling up the access door to the crawl space,, the water was about 3 inchs from coimg in.... while some were aready 2ft inside their homes

 

[bigbull338]

people will never quit building in floodplains,because they love living close to the water.my aunt an uncle live on the water.you walk 30ft out their back door an your in the river.

 

[dieselbeef]

stupid??

 

[Limomike]

people will never quit building in floodplains,because they love living close to the water.my aunt an uncle live on the water.you walk 30ft out their back door an your in the river.

Bigbull. you are exactly right.. that and its usually cheaper land, and good for farming too.. until the heavy rains come. (now just where are those heavy rains ???)

 

[wv mud river]

Things change over the years. NYC was worried about flooding few weeks back. so they should not have built there? under certain conditions. about any one can be flooded.mountain top removal is killing west virginia so much runoff when it rains. flooding people that built houses that were safe 10 years ago being flooded now and being called stupid for building there.

 

[ALACOWMAN]

Things change over the years. NYC was worried about flooding few weeks back. so they should not have built there? under certain conditions. about any one can be flooded.mountain top removal is killing west virginia so much runoff when it rains. flooding people that built houses that were safe 10 years ago being flooded now and being called stupid for building there.

with this crazy weather were having,, its changing quick.. i know the flood plain for our area has been changing lately

 

[chrisy]

people will never quit building in floodplains,because they love living close to the water.my aunt an uncle live on the water.you walk 30ft out their back door an your in the river.

Bigbull. you are exactly right.. that and its usually cheaper land, and good for farming too.. until the heavy rains come. (now just where are those heavy rains ???)

here we have the heavy rains....I have often wondered why people build on flood plains, it is the same here, a few years ago people in a new estate in Hull north of England were told not to pave their front gardens, as they were in the flood area, so what did most do? pave the fronts and then wondered why it flooded and they lost all of their downstairs. Madness. 'Nothing stranger than folk'

 

[ga.prime]

:lol2: "Nothing stranger than folk"- I like that chrisy. Sea level would need to rise about 250 ft for my place to flood.

 

[john250]

I have mentioned before that I once had a job writing building permits. Flood plain enforcement will drive all parties involved to distraction. Most rural areas work from an official map put out by FEMA. The map is vague, flood zones are designated by shaded areas, not elevation. Lord help the applicant who is on the edge of the shading. They need a surveyor to determine their elevation, and that was $3000 or more 10 yr ago. We had Geologic Survey maps layered over aerial photos, but couldn't use those. Nope. It had to be proved with an elevation certificate. Now, if you are able to build a house without a bank loan, you can build anywhere you want. Then the county (rural, poor and not inclined to be regulated) has to decide whether to turn a person out of a house they paid for. FEMA law says the county must do that. It doesn't happen often here or anywhere else. I have no idea if the people who build those houses can get the subsidized insurance. I imagine some do and many don't.
I worked mostly with the folks who had to borrow money to build. They evelevation cert was a big hurdle for most of them, and often they were on very safe ground.

 

[highgrit]

Nothing wrong with living on top of a hill looking down to the water. State Farm is a joke for insurance any more, had insurance with them for 35yrs. they just keep raising the rates. Had enough B.S. they won, were going to be self-insured, I'am still waiting for my bail out. :lol2: