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which new trator to buy
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<blockquote data-quote="steelerhawk" data-source="post: 1150678" data-attributes="member: 22633"><p>State Farm, and most insurance companies offer the right accident insurance, but you either have to know what to ask for (which is nearly impossible) or you MUST find an agent that knows farming and understands what you are using the tractor/equipment for. With State Farm, you have to have a knowledgeable agent offer the option of "direct physical loss" or you have to know to ask for it. My wife drives the tractors, feeds the cattle and throws the hay, so a lot of the surrounding agents send farm-related business her way, but we just heard of a farmer whose agent was not so insightful and he has suffered dearly for it. I think all insurance companies operate the same way, I might be wrong, but I think the end user has to really understand what is and is not covered before feeling truly insured. We just discussed this topic this weekend at a Kubota dealer talking about a new m8560 with a loader.</p></blockquote><p></p>
[QUOTE="steelerhawk, post: 1150678, member: 22633"] State Farm, and most insurance companies offer the right accident insurance, but you either have to know what to ask for (which is nearly impossible) or you MUST find an agent that knows farming and understands what you are using the tractor/equipment for. With State Farm, you have to have a knowledgeable agent offer the option of "direct physical loss" or you have to know to ask for it. My wife drives the tractors, feeds the cattle and throws the hay, so a lot of the surrounding agents send farm-related business her way, but we just heard of a farmer whose agent was not so insightful and he has suffered dearly for it. I think all insurance companies operate the same way, I might be wrong, but I think the end user has to really understand what is and is not covered before feeling truly insured. We just discussed this topic this weekend at a Kubota dealer talking about a new m8560 with a loader. [/QUOTE]
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