Hate Sandy? That's like saying I hate the air or the water or wind or the Earth itself. It was a storm, just like hundreds--probably thousands thru out time before it. There was nothing "super" about it.
My twin brother had his house on Bolivar Peninsula leveled in "Plain ol" Hurricane Ike. He knew the risk, accepted it, and bought it anyway. It had stood longer than he had lived, but he knew the potential was there and accepted it. It hurt to lose it--he had owned it only 6 months when it was taken by Ike.
He knowing all this, and seeing first hand what can happen, rebuilt on the same spot.
I live, in the middle of a 161,000 acre National Forest. We've owned the property since 1966. There has never been a major forest fire in this county, but I know full well, that there is a very real potential that one can come ripping thru these tall pines and take away everything I have worked for and own and there's nothing I can do to stop it. I built a new house in 2009 anyway, even knowing all this.
I live near a small trickle of a river--it's my eastern property line, which puts me in the FEMA 100 year flood plain. Never, in the memory of the oldest person living has water reached where my home is, but I recognize without a doubt, that the potential exists for water to wash away my home and cattle and I accept that risk, even tho there is no precedent for it to happen. It's been so long ago that the East Fork has been in major flood that FEMA can't even set a Base Flood Elevation for flood insurance--they can only speculate that the potential exists.
It 'can" happen and when it does, it won't be a 'super' flood or a 'super' fire, or a 'super' storm--it will just be nature doing what nature does in it's everyday interaction with man, and I won't whine and complain that it did. I CHOSE to live here KNOWING the potentials.