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Trucks, Tractors & Machinery
Interest rates on new tractors!
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<blockquote data-quote="Chuckie" data-source="post: 607486" data-attributes="member: 637"><p>Those cab tractors are really looking nice this time of the year. </p><p>I did look at the interest rates on tractors. They will give you a new one for almost 0% interest rate, and charge you more for the used one. </p><p></p><p>I could buy a used one, put it on a fixed rate, with a multi flex pay plan, and pay it off in a few years. I just can't see getting saddled to one of those nice bright green shiney ones with all that pretty glass and clean seats and smelling new. But paying for it like a second house.</p><p></p><p>The only prices I found at Farm Credit Services had 3 yr rates for used equip for 5.05%, 5 yr at 5.65% and 7yr at 6.1%.</p><p></p><p>It would be nice to set one up on a monthly payment to fix the rate while it was low, then slam it when you sold crops, calves, and pay extra each month. You could have it knocked out in a matter of time. </p><p></p><p>I still do not want to take money out of retirement. Tis the time to invest!!!</p><p>And buy a cab tractor.</p><p>Chuckie</p></blockquote><p></p>
[QUOTE="Chuckie, post: 607486, member: 637"] Those cab tractors are really looking nice this time of the year. I did look at the interest rates on tractors. They will give you a new one for almost 0% interest rate, and charge you more for the used one. I could buy a used one, put it on a fixed rate, with a multi flex pay plan, and pay it off in a few years. I just can't see getting saddled to one of those nice bright green shiney ones with all that pretty glass and clean seats and smelling new. But paying for it like a second house. The only prices I found at Farm Credit Services had 3 yr rates for used equip for 5.05%, 5 yr at 5.65% and 7yr at 6.1%. It would be nice to set one up on a monthly payment to fix the rate while it was low, then slam it when you sold crops, calves, and pay extra each month. You could have it knocked out in a matter of time. I still do not want to take money out of retirement. Tis the time to invest!!! And buy a cab tractor. Chuckie [/QUOTE]
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Interest rates on new tractors!
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