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Non-Cattle Specific Topics
Coffee Shop
Inflation and spending habits
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<blockquote data-quote="Little Joe" data-source="post: 1737973" data-attributes="member: 39122"><p>If you listen to most investment type gurus like Dave Ramsey they say investing in single stocks is a bad decision unless you can afford to lose the money, instead you should invest in good mutual funds which hold hundreds of stocks under one fund. The idea is if one single stock is tanking another in another sector is probably doing good. They also suggest diversity amongst your mutual funds. Anything that makes money is a risk but mutual funds buffer that risk a little. You won't see the highs with mutual funds like you may with single stocks but also won't see the lows. While Trump was in and last year I averaged 20-25% on funds.</p></blockquote><p></p>
[QUOTE="Little Joe, post: 1737973, member: 39122"] If you listen to most investment type gurus like Dave Ramsey they say investing in single stocks is a bad decision unless you can afford to lose the money, instead you should invest in good mutual funds which hold hundreds of stocks under one fund. The idea is if one single stock is tanking another in another sector is probably doing good. They also suggest diversity amongst your mutual funds. Anything that makes money is a risk but mutual funds buffer that risk a little. You won't see the highs with mutual funds like you may with single stocks but also won't see the lows. While Trump was in and last year I averaged 20-25% on funds. [/QUOTE]
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