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Non-Cattle Specific Topics
Every Thing Else Board
Farm bureau insurance
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<blockquote data-quote="Warren Allison" data-source="post: 1837277" data-attributes="member: 40587"><p>Any Bi claim for anything other than actual medical costs is BS..the "pain and suffring., loss of consirtium, T PTSFD ,etc, is BS. Nut yes, a personal; lines insurer will offer up to a $5l settleent, if the BI limts are 50k or higher, and a commerical carrier will offer a $100k, if the BI limits are that high or higher. They weigh costs to defend against the bogus claims... whguch could include the actual loss, plus court costs, or the potential of having to pay attorney;s fees fore the ambulance chasers. But in mist staes, the PI l;awyerr chgatrges fornm 33 to 40% for the claim, and that is why there is a push to get carriers to offer 75% of the policy limits in the case of the "iffy" claims. Eventually, people will learn that they will net less by hiring the PI lawyers, than they will get from the adjustors.</p></blockquote><p></p>
[QUOTE="Warren Allison, post: 1837277, member: 40587"] Any Bi claim for anything other than actual medical costs is BS..the "pain and suffring., loss of consirtium, T PTSFD ,etc, is BS. Nut yes, a personal; lines insurer will offer up to a $5l settleent, if the BI limts are 50k or higher, and a commerical carrier will offer a $100k, if the BI limits are that high or higher. They weigh costs to defend against the bogus claims... whguch could include the actual loss, plus court costs, or the potential of having to pay attorney;s fees fore the ambulance chasers. But in mist staes, the PI l;awyerr chgatrges fornm 33 to 40% for the claim, and that is why there is a push to get carriers to offer 75% of the policy limits in the case of the "iffy" claims. Eventually, people will learn that they will net less by hiring the PI lawyers, than they will get from the adjustors. [/QUOTE]
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