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<blockquote data-quote="Katpau" data-source="post: 1416461" data-attributes="member: 9933"><p>OK, 470 pounds makes more sense. Heifers will wean lighter calves and winter can make things more difficult to put weight on, but 250 pounds is still pretty light for a 3 to 4 month old calf out of a heifer. Hopefully your new place will give them a better chance at meeting their potential. If you plan to Fall and winter calve you will probably need to feed better in the winter. Grazing is unlikely to be sufficient. Before you decide to add more cows I suggest you see what others in your area are doing. Someone local with experience raising cattle under similar circumstances could probably give you some good advice. If you want those cows to pay their way you will need to get them weaning heavy calves and they should be calving every 365 days. I understand why you sold early this time, but in the future I would expect them to wean 500+ pound calves by 6 months on grass or I would look into better genetics.</p><p></p><p>Your loan confuses me. $143,000 at 3.5% over 30 years would require payments of $7700.00. So either the loan is greater than 30 years or there is a balloon payment at some point. I am impressed you could negotiate such a low rate on a longer term contract. Perhaps this is a short term contract with a big balloon payment.</p></blockquote><p></p>
[QUOTE="Katpau, post: 1416461, member: 9933"] OK, 470 pounds makes more sense. Heifers will wean lighter calves and winter can make things more difficult to put weight on, but 250 pounds is still pretty light for a 3 to 4 month old calf out of a heifer. Hopefully your new place will give them a better chance at meeting their potential. If you plan to Fall and winter calve you will probably need to feed better in the winter. Grazing is unlikely to be sufficient. Before you decide to add more cows I suggest you see what others in your area are doing. Someone local with experience raising cattle under similar circumstances could probably give you some good advice. If you want those cows to pay their way you will need to get them weaning heavy calves and they should be calving every 365 days. I understand why you sold early this time, but in the future I would expect them to wean 500+ pound calves by 6 months on grass or I would look into better genetics. Your loan confuses me. $143,000 at 3.5% over 30 years would require payments of $7700.00. So either the loan is greater than 30 years or there is a balloon payment at some point. I am impressed you could negotiate such a low rate on a longer term contract. Perhaps this is a short term contract with a big balloon payment. [/QUOTE]
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