Menu
Forums
New posts
Search forums
What's new
New posts
New media
New media comments
New profile posts
Latest activity
Media
New media
New comments
Search media
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles and first posts only
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Forums
Non-Cattle Specific Topics
Every Thing Else Board
Best bank?
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Help Support CattleToday:
Message
<blockquote data-quote="farmerjan" data-source="post: 1510150" data-attributes="member: 25884"><p>I am not a big fan of online banking , but have gone to it because I can see immediately if things are kosher in my account. I use a credit union and they pay a decent interest rate on the checking if you use their debit card x times a month. Since it is easier for me to use the card for gas and such, I have made a point of using it, for the # of times and total amount required and get anywhere from $5 to $25 per month interest added. That's found/free money. I am going to break down and get a smart phone so that I can do the picture deposit thing and therefore keep my balance as high as possible immediately after receiving a check. Also helps with some questionable checks and the money not being there when you do finally get to the bank. My credit union is local, branches within a 50 mile radius I guess which is where I normally travel. But with the debit card I can get money out anywhere, even Wal-mart. Since I have family 500 + miles away, I can use the debit card at any teller machine. I also have 10 fee refunds from other teller machines due to the debit card usage.</p><p> I also have a credit card from them and can take a cash advance if needed...but I find that putting stuff on the credit card, then paying it off every month, has advantages of earning me cash payback also. So I leave the money in my bank account and use the credit card, then pay it off and so am earning a few dollars extra in the balance in my checking, and the cash back on the credit card. $10 here and $20 there adds up over the course of the year.</p></blockquote><p></p>
[QUOTE="farmerjan, post: 1510150, member: 25884"] I am not a big fan of online banking , but have gone to it because I can see immediately if things are kosher in my account. I use a credit union and they pay a decent interest rate on the checking if you use their debit card x times a month. Since it is easier for me to use the card for gas and such, I have made a point of using it, for the # of times and total amount required and get anywhere from $5 to $25 per month interest added. That's found/free money. I am going to break down and get a smart phone so that I can do the picture deposit thing and therefore keep my balance as high as possible immediately after receiving a check. Also helps with some questionable checks and the money not being there when you do finally get to the bank. My credit union is local, branches within a 50 mile radius I guess which is where I normally travel. But with the debit card I can get money out anywhere, even Wal-mart. Since I have family 500 + miles away, I can use the debit card at any teller machine. I also have 10 fee refunds from other teller machines due to the debit card usage. I also have a credit card from them and can take a cash advance if needed...but I find that putting stuff on the credit card, then paying it off every month, has advantages of earning me cash payback also. So I leave the money in my bank account and use the credit card, then pay it off and so am earning a few dollars extra in the balance in my checking, and the cash back on the credit card. $10 here and $20 there adds up over the course of the year. [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
Non-Cattle Specific Topics
Every Thing Else Board
Best bank?
Top