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Coffee Shop
Am I the only one?
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<blockquote data-quote="BlondeD" data-source="post: 1734561" data-attributes="member: 33411"><p>I'm more than a bit skeptical about some of the "facts" and figures in this article.....and know very well that these government programs come with many many layers of bureaucracy.......and always a CYA attitude. I can only remember my father's stories and his implied warning about involvement in the South of the 1940s-60s. My father was just one step above share cropper status and was able to secure an FHA loan in 1936 to buy 119 acres........and then work constantly to bring it back from briars/sweetgum overgrowth...in an era just as mules were being phased out. He soon was serving on several committees that served as guidance on similar FHA loans, boards that worked with the old Soil Conservation Service, and was very aware of the conditions of our black neighbors......both those that occasionally worked for us.....and those residing around us as neighbors. He witnessed the way these committees worked.......and there was very often a" thumb on the scales"...in a negative way.....when the applicants were black.</p><p>The local banker was very selective in his lending also........My father knew of one case directly where.....after telling the man...."You know that farm is not worth THAT much!!" proceeded to pay that exact price and ??!!.......well, after my high school days were complete and I traveled on to school and the service, I came back to see....to notice...to observe that the black farmers in this small area were essentially gone.....a few hanging onto 40-65 acres by having another job away from their farm. Squeezed by the "system" Oh a few survived.....well, there's only one in this area that I'm currently aware. </p><p> But my dear old Dad's careful nature and his observations allowed him to pay off his loans in a shorter time than normal. I still remember</p></blockquote><p></p>
[QUOTE="BlondeD, post: 1734561, member: 33411"] I'm more than a bit skeptical about some of the "facts" and figures in this article.....and know very well that these government programs come with many many layers of bureaucracy.......and always a CYA attitude. I can only remember my father's stories and his implied warning about involvement in the South of the 1940s-60s. My father was just one step above share cropper status and was able to secure an FHA loan in 1936 to buy 119 acres........and then work constantly to bring it back from briars/sweetgum overgrowth...in an era just as mules were being phased out. He soon was serving on several committees that served as guidance on similar FHA loans, boards that worked with the old Soil Conservation Service, and was very aware of the conditions of our black neighbors......both those that occasionally worked for us.....and those residing around us as neighbors. He witnessed the way these committees worked.......and there was very often a" thumb on the scales"...in a negative way.....when the applicants were black. The local banker was very selective in his lending also........My father knew of one case directly where.....after telling the man...."You know that farm is not worth THAT much!!" proceeded to pay that exact price and ??!!.......well, after my high school days were complete and I traveled on to school and the service, I came back to see....to notice...to observe that the black farmers in this small area were essentially gone.....a few hanging onto 40-65 acres by having another job away from their farm. Squeezed by the "system" Oh a few survived.....well, there's only one in this area that I'm currently aware. But my dear old Dad's careful nature and his observations allowed him to pay off his loans in a shorter time than normal. I still remember [/QUOTE]
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