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Non-Cattle Specific Topics
Coffee Shop
We don't take cash...
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<blockquote data-quote="Engler" data-source="post: 1114112" data-attributes="member: 4110"><p>As someone who works in a bank I'll tell you that you need to move. We're a small town group and all our front line help know who 90%+ of the customers are and address them by name when they walk in the door, but we have long time employees. No charges for cash, not many of the other BS fees. Now if you're not a customer and trying to cash a check drawn on us, yes we will ask for an ID, but that is just to make sure that you are "john doe" or whoever the check is written to. Not trying to brag up my bank, just telling you all that there are still some good ones out there. </p><p></p><p>The problem now is that a lot of banks are getting squeezed on interest rate margins, so not making as much money. If we can't make it the old way, we'll just slap you with a bunch of fees and nickle and dime you to death.</p><p></p><p>There are a lot more rules and regs than what there used to be in banking as well as any other business. The key is how does the business figure out how to deal with those r&r without giving the customer a bad experience. As was said before, any business is only as good as it's management.</p></blockquote><p></p>
[QUOTE="Engler, post: 1114112, member: 4110"] As someone who works in a bank I'll tell you that you need to move. We're a small town group and all our front line help know who 90%+ of the customers are and address them by name when they walk in the door, but we have long time employees. No charges for cash, not many of the other BS fees. Now if you're not a customer and trying to cash a check drawn on us, yes we will ask for an ID, but that is just to make sure that you are "john doe" or whoever the check is written to. Not trying to brag up my bank, just telling you all that there are still some good ones out there. The problem now is that a lot of banks are getting squeezed on interest rate margins, so not making as much money. If we can't make it the old way, we'll just slap you with a bunch of fees and nickle and dime you to death. There are a lot more rules and regs than what there used to be in banking as well as any other business. The key is how does the business figure out how to deal with those r&r without giving the customer a bad experience. As was said before, any business is only as good as it's management. [/QUOTE]
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