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<blockquote data-quote="boondocks" data-source="post: 1374809" data-attributes="member: 20599"><p>I think the ACA has its good and bad points. The fundamental problem (that no one, myself included, knows how to fix) is that we all want great care for ourselves and our loved ones; and most of us also want others to be personally responsible for themselves and not overuse/abuse the "system." I do like a few things about the ACA (health care for young adults up to age 26 on their parents' plan; insuring those with prior-existing conditions; etc). I'm not sure but think it also expanded mental health benefits. That's a big problem in our rural area; people with untreated mental conditions cost our county a ton of money (in ER visits, crime, psych episodes, etc).</p><p></p><p>The problem with the ACA is that it worked as advertised to insure the poor people (the working poor) who did not have insurance. But the penalties were too low, so the young and healthy opted out, which led to a higher claims rate, and, now, increased premiums. At any rate, I'm equally troubled by the number of obese people, many of whom who like their cigs and hooch, but pay the same premiums as I do (for my employer-provided plan). If we are going to knock the ACA, and health care premiums/costs, we also have to admit that we Americans are in lousy shape but want medicine to cure us.</p><p></p><p>My dad just had a blocked artery and a stent put in. He reported that the dr said it didn't have anything to do with (his diet, smoking, or sedentary lifestyle). (I'd bet the dr said no such thing). He's a retired steel worker. The poor "kids" now making half of what he did at the plant are expected to keep profits high enough to cover their own costs and help out with the retirees' costs. I think it's surprising the young folk haven't rebelled more....</p></blockquote><p></p>
[QUOTE="boondocks, post: 1374809, member: 20599"] I think the ACA has its good and bad points. The fundamental problem (that no one, myself included, knows how to fix) is that we all want great care for ourselves and our loved ones; and most of us also want others to be personally responsible for themselves and not overuse/abuse the "system." I do like a few things about the ACA (health care for young adults up to age 26 on their parents' plan; insuring those with prior-existing conditions; etc). I'm not sure but think it also expanded mental health benefits. That's a big problem in our rural area; people with untreated mental conditions cost our county a ton of money (in ER visits, crime, psych episodes, etc). The problem with the ACA is that it worked as advertised to insure the poor people (the working poor) who did not have insurance. But the penalties were too low, so the young and healthy opted out, which led to a higher claims rate, and, now, increased premiums. At any rate, I'm equally troubled by the number of obese people, many of whom who like their cigs and hooch, but pay the same premiums as I do (for my employer-provided plan). If we are going to knock the ACA, and health care premiums/costs, we also have to admit that we Americans are in lousy shape but want medicine to cure us. My dad just had a blocked artery and a stent put in. He reported that the dr said it didn't have anything to do with (his diet, smoking, or sedentary lifestyle). (I'd bet the dr said no such thing). He's a retired steel worker. The poor "kids" now making half of what he did at the plant are expected to keep profits high enough to cover their own costs and help out with the retirees' costs. I think it's surprising the young folk haven't rebelled more.... [/QUOTE]
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