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Non-Cattle Specific Topics
Every Thing Else Board
term or whole life insurance
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<blockquote data-quote="lavacarancher" data-source="post: 1189963" data-attributes="member: 9198"><p>Sorry, John. Should have been a little clearer. When I said "take care of your survivors" that's what I meant. Like you said "they won't have to sell out in order to live". Yes, final expenses are funeral and other expenses related to dying.If these two things are taken care of then what's the point in having insurance? Don't know Dave Ramsey but I suspect he's in the insurance business or is getting kickbacks from some insurance company. Why on God's green earth would you need 10 to 12 times your annual salary in insurance if your wife works, your home is taken care of, your children are grown, etc. I also tend to agree with the gent above on prepaying for your funeral. This absolutely does NOT lock you in at any particular price so all you are doing is giving someone $20,000 to "hold" for you when YOU could earn a little money with it.</p></blockquote><p></p>
[QUOTE="lavacarancher, post: 1189963, member: 9198"] Sorry, John. Should have been a little clearer. When I said "take care of your survivors" that's what I meant. Like you said "they won't have to sell out in order to live". Yes, final expenses are funeral and other expenses related to dying.If these two things are taken care of then what's the point in having insurance? Don't know Dave Ramsey but I suspect he's in the insurance business or is getting kickbacks from some insurance company. Why on God's green earth would you need 10 to 12 times your annual salary in insurance if your wife works, your home is taken care of, your children are grown, etc. I also tend to agree with the gent above on prepaying for your funeral. This absolutely does NOT lock you in at any particular price so all you are doing is giving someone $20,000 to "hold" for you when YOU could earn a little money with it. [/QUOTE]
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