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<blockquote data-quote="Alberta farmer" data-source="post: 629984" data-attributes="member: 8978"><p>I would say avoid debt as much as possible. If you are borrowing money it should be for a specific purpose...that will make you money, or save you money. For example if there is a really good sale on something you are going to need, then use that credit card to buy it...the kicker here is pay that credit card off before you have to start paying interest!</p><p>People need to be disciplined in their buying and use some common sense. How many people have got themselves in a big hole by using plastic or bank loans buying things they really couldn't afford, or need?</p><p>I have a guy that rents a house from me. He makes fairly good money in the oil patch but still has to rent at age 40? Last week he bought a $14K snowmobile on the old dollar down/dollar a month plan! I suspect he will still be renting when he is 65!</p></blockquote><p></p>
[QUOTE="Alberta farmer, post: 629984, member: 8978"] I would say avoid debt as much as possible. If you are borrowing money it should be for a specific purpose...that will make you money, or save you money. For example if there is a really good sale on something you are going to need, then use that credit card to buy it...the kicker here is pay that credit card off before you have to start paying interest! People need to be disciplined in their buying and use some common sense. How many people have got themselves in a big hole by using plastic or bank loans buying things they really couldn't afford, or need? I have a guy that rents a house from me. He makes fairly good money in the oil patch but still has to rent at age 40? Last week he bought a $14K snowmobile on the old dollar down/dollar a month plan! I suspect he will still be renting when he is 65! [/QUOTE]
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