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Non-Cattle Specific Topics
Coffee Shop
roofing question.
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<blockquote data-quote="Ralphy6177" data-source="post: 654623" data-attributes="member: 7963"><p>Walt,</p><p></p><p>I didn't read through every post due to lack of time but I'll give you my opinion. If you are going to be out your deductible anyway I would not apply new shingles over old shingles, ever. I've seen too many issues with leaks when this is done plus since the old shingles are not smooth/flat it does not provide the best substrate for the new shingles. If you are going with metal then it should be okay to leave the old shingles. </p><p></p><p>The way it usually works is they will pay you what you spend minus your deductible, period. They probably withheld a certain percentage for depreciation and once repairs are completed you will have to show receipts or invoices to prove how much you spent to recover the depreciation. If it were me I would use a reputable roofer to make sure it was done properly.</p><p></p><p>Yes, I am an insurance adjuster ;-)</p></blockquote><p></p>
[QUOTE="Ralphy6177, post: 654623, member: 7963"] Walt, I didn't read through every post due to lack of time but I'll give you my opinion. If you are going to be out your deductible anyway I would not apply new shingles over old shingles, ever. I've seen too many issues with leaks when this is done plus since the old shingles are not smooth/flat it does not provide the best substrate for the new shingles. If you are going with metal then it should be okay to leave the old shingles. The way it usually works is they will pay you what you spend minus your deductible, period. They probably withheld a certain percentage for depreciation and once repairs are completed you will have to show receipts or invoices to prove how much you spent to recover the depreciation. If it were me I would use a reputable roofer to make sure it was done properly. Yes, I am an insurance adjuster ;-) [/QUOTE]
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roofing question.
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