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Non-Cattle Specific Topics
Coffee Shop
Retirement
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<blockquote data-quote="chaded" data-source="post: 1690674" data-attributes="member: 33922"><p>My wife and I are both 34 and the only debt we have is our mortgage which we are on pace to pay off in 3 years which has us paying off a 30 year loan off in 6-7 years. We have paid off student loans and vehicles and pay cash for everything else. We also max out our retirement every year and we are looking at investing in some other things.</p><p></p><p>Most (not all) of the older people we know are coming up to retirement age and are finding out they can't retire and are scrambling to save but it wont be much. Some are living paycheck to paycheck and counting on social security in a few years but its not much either. I have one family member who has taken out of their retirement twice (and of course never put it back) and there wasn't much in there to begin with. I told them both times they did it that they just stole from themselves.</p><p></p><p>To me, it seems just by observation that people of all age groups make crappy financial decisions.</p></blockquote><p></p>
[QUOTE="chaded, post: 1690674, member: 33922"] My wife and I are both 34 and the only debt we have is our mortgage which we are on pace to pay off in 3 years which has us paying off a 30 year loan off in 6-7 years. We have paid off student loans and vehicles and pay cash for everything else. We also max out our retirement every year and we are looking at investing in some other things. Most (not all) of the older people we know are coming up to retirement age and are finding out they can’t retire and are scrambling to save but it wont be much. Some are living paycheck to paycheck and counting on social security in a few years but its not much either. I have one family member who has taken out of their retirement twice (and of course never put it back) and there wasn’t much in there to begin with. I told them both times they did it that they just stole from themselves. To me, it seems just by observation that people of all age groups make crappy financial decisions. [/QUOTE]
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