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Coffee Shop
Personal Finance Question
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<blockquote data-quote="Running Arrow Bill" data-source="post: 582496" data-attributes="member: 9"><p>Being of sound mind and mostly sound body...lol</p><p></p><p>We use more than one FDIC insured bank. We don't leave purses or billfolds out of site, aka in our pocket or on us. We use CD's: You always get all of your money back, regardless, plus a little interest. Keep a little cash for out of pocket expenses...</p><p></p><p>That aside,</p><p></p><p>Stock market, "investments", bonds, and other forms of "other managed" money is always a wreck waiting to happen...highly subject to economy and global markets. My advice is to never put any of your hard earned money in anything that you aren't guaranteed to get back a minimum of the $$ you put into the thing. </p><p></p><p>Caveat: "Investment Counselors", stock brokers, money market managers, mutual fund managers, etc., will ALWAYS get their fees and commissions off the top...regardless of whether YOU win or lose...they could care less. Their goal is to "earn a fee"...and maybe convince you to put more money in their program. Bottomline: "Never invest any more money in anything than you are willing to lose..."</p></blockquote><p></p>
[QUOTE="Running Arrow Bill, post: 582496, member: 9"] Being of sound mind and mostly sound body...lol We use more than one FDIC insured bank. We don't leave purses or billfolds out of site, aka in our pocket or on us. We use CD's: You always get all of your money back, regardless, plus a little interest. Keep a little cash for out of pocket expenses... That aside, Stock market, "investments", bonds, and other forms of "other managed" money is always a wreck waiting to happen...highly subject to economy and global markets. My advice is to never put any of your hard earned money in anything that you aren't guaranteed to get back a minimum of the $$ you put into the thing. Caveat: "Investment Counselors", stock brokers, money market managers, mutual fund managers, etc., will ALWAYS get their fees and commissions off the top...regardless of whether YOU win or lose...they could care less. Their goal is to "earn a fee"...and maybe convince you to put more money in their program. Bottomline: "Never invest any more money in anything than you are willing to lose..." [/QUOTE]
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