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Non-Cattle Specific Topics
Coffee Shop
Mortgage Bailout ?
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<blockquote data-quote="TheBullLady" data-source="post: 565161" data-attributes="member: 173"><p>I have to stand up for the Realtors in this mess, although I know for a fact there are agents that were willing to "overlook" some very shady dealings in mortgage brokering. But let's face it.. your job as a consumer, whether you're buying a bicycle or a mansion, is to: 1) Do your homework! With the internet it's pretty easy to spend some time comparing prices. 2) Find a hard working, diligent, and honest Realtor that is working for YOU. If you make your wants and needs clear, there's no reason why they can't find exactly what you're looking for, at the price you want to pay. But be realistic! Make sure what you want is actually attainable! I can't tell you how many times I've had customers call and ask for 500 acres of good pasture for $800 an acre. 10 years ago maybe, but long gone by now. 3) Find your OWN mortgage broker! Don't ask a Realtor to find you one.. ask for suggestions or get a list, and then go and talk to them all yourself. I rarely / never get involved in financing with my clients. That's THEIR business, not mine. All I need to know is that you can get a loan. 4) Read EVERYTHING, ask QUESTIONS, and don't let anyone change anything a day before the closing, and accept it! That was a big thing prior to this mess.. and to not stop the proceedings immediately until everything was worked out is just insane to me.</p></blockquote><p></p>
[QUOTE="TheBullLady, post: 565161, member: 173"] I have to stand up for the Realtors in this mess, although I know for a fact there are agents that were willing to "overlook" some very shady dealings in mortgage brokering. But let's face it.. your job as a consumer, whether you're buying a bicycle or a mansion, is to: 1) Do your homework! With the internet it's pretty easy to spend some time comparing prices. 2) Find a hard working, diligent, and honest Realtor that is working for YOU. If you make your wants and needs clear, there's no reason why they can't find exactly what you're looking for, at the price you want to pay. But be realistic! Make sure what you want is actually attainable! I can't tell you how many times I've had customers call and ask for 500 acres of good pasture for $800 an acre. 10 years ago maybe, but long gone by now. 3) Find your OWN mortgage broker! Don't ask a Realtor to find you one.. ask for suggestions or get a list, and then go and talk to them all yourself. I rarely / never get involved in financing with my clients. That's THEIR business, not mine. All I need to know is that you can get a loan. 4) Read EVERYTHING, ask QUESTIONS, and don't let anyone change anything a day before the closing, and accept it! That was a big thing prior to this mess.. and to not stop the proceedings immediately until everything was worked out is just insane to me. [/QUOTE]
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