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<blockquote data-quote="dvcochran" data-source="post: 1671213" data-attributes="member: 38581"><p>Yes sir. But it is a compound interest, whether stated or self created. APR can have a bit of a 'comfort' effect if not understood. Especially when not on a fixed payment like a credit card. </p><p>I also think people do not appreciate the fact that it cost the seller more for every credit card transaction. This is distributed across all buyers (we all pay the same price for X product). That surely does not seem fair. </p><p>If a person needs credit to pay for something I get it. We have all been there. But we should all have a problem paying more for someone else's convenience. </p><p>Someone posted about the ease of setting up everything on auto payment. I have been there and get it. All I can say is having NO payments sure is easier.</p></blockquote><p></p>
[QUOTE="dvcochran, post: 1671213, member: 38581"] Yes sir. But it is a compound interest, whether stated or self created. APR can have a bit of a ‘comfort’ effect if not understood. Especially when not on a fixed payment like a credit card. I also think people do not appreciate the fact that it cost the seller more for every credit card transaction. This is distributed across all buyers (we all pay the same price for X product). That surely does not seem fair. If a person needs credit to pay for something I get it. We have all been there. But we should all have a problem paying more for someone else’s convenience. Someone posted about the ease of setting up everything on auto payment. I have been there and get it. All I can say is having NO payments sure is easier. [/QUOTE]
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