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<blockquote data-quote="TexasBred" data-source="post: 992597" data-attributes="member: 6897"><p>I think it was me that said banking law could vary from state to state and most certainly from country to country. Guess I have the benefit of having worked for a "homeowned" bank in a small town where your word meant something and the last thing that ever crossed your mind was any attempt to mistreat or screw someone. And I'm sure things have changed in 25 years as well. As for "homeless" and "empty houses", sometimes you cut your losses by bulldozing rather than renting. Even slum lords will tell you that. I still stand by my comment that as long as you make one payment per month according to contract and maintain the property you have nothing to fear. For those who feel they ahve been wronged in the past, perhaps there was something you were doing or not doing to make the lienholder feel his collateral was in jeopardy. Not to offend anyone but I've seen much of this too. It's always that crooked banker's fault for expecting someone to "perform". I've borrowed and paid back a lot of money in my lifetime and used many different banks, savings and loans, and mortgage companies and have NEVER had a negative experience.</p></blockquote><p></p>
[QUOTE="TexasBred, post: 992597, member: 6897"] I think it was me that said banking law could vary from state to state and most certainly from country to country. Guess I have the benefit of having worked for a "homeowned" bank in a small town where your word meant something and the last thing that ever crossed your mind was any attempt to mistreat or screw someone. And I'm sure things have changed in 25 years as well. As for "homeless" and "empty houses", sometimes you cut your losses by bulldozing rather than renting. Even slum lords will tell you that. I still stand by my comment that as long as you make one payment per month according to contract and maintain the property you have nothing to fear. For those who feel they ahve been wronged in the past, perhaps there was something you were doing or not doing to make the lienholder feel his collateral was in jeopardy. Not to offend anyone but I've seen much of this too. It's always that crooked banker's fault for expecting someone to "perform". I've borrowed and paid back a lot of money in my lifetime and used many different banks, savings and loans, and mortgage companies and have NEVER had a negative experience. [/QUOTE]
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