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Coffee Shop
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<blockquote data-quote="MO_cows" data-source="post: 1045472" data-attributes="member: 9169"><p>That retirement plan sounds too good to be true. I wouldn't pin all my hopes and dreams for the future on it. Hubby was supposed to have a "30 years and out" retirement pension. About 26 years in, the fund was upside down and was re-structured. Now you have to be a certain age along with a complicated formula for years of service. Long story short, he worked for 35 years and still wasn't eligible to draw, he was too young. Then the company went out of business. And when he does get old enough to draw it's gonna be a lesser amount. My retirement plan was a profit sharing fund at a great job I used to have. Once there was enough in that profit sharing to pay off the mortgage, I was gonna retire and try the happy housewife lifestyle. Well a few years in the company downsized and we didn't want to move cross country for my job due to hubby's job. So my profit sharing was enough to stick us with some extra taxes that year and put siding on the house. Whoopee. </p><p></p><p>Save and invest. Bird in the hand and all that.</p></blockquote><p></p>
[QUOTE="MO_cows, post: 1045472, member: 9169"] That retirement plan sounds too good to be true. I wouldn't pin all my hopes and dreams for the future on it. Hubby was supposed to have a "30 years and out" retirement pension. About 26 years in, the fund was upside down and was re-structured. Now you have to be a certain age along with a complicated formula for years of service. Long story short, he worked for 35 years and still wasn't eligible to draw, he was too young. Then the company went out of business. And when he does get old enough to draw it's gonna be a lesser amount. My retirement plan was a profit sharing fund at a great job I used to have. Once there was enough in that profit sharing to pay off the mortgage, I was gonna retire and try the happy housewife lifestyle. Well a few years in the company downsized and we didn't want to move cross country for my job due to hubby's job. So my profit sharing was enough to stick us with some extra taxes that year and put siding on the house. Whoopee. Save and invest. Bird in the hand and all that. [/QUOTE]
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