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Non-Cattle Specific Topics
Coffee Shop
How would you pay for the truck?
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<blockquote data-quote="HDRider" data-source="post: 1086019" data-attributes="member: 17025"><p>My experience has been when they reduce the interest rate they don't lower the sale price (or not as much). When they lower the price they don't offer 0% or such a low rate.</p><p></p><p>Take the lowest purchase price you can get. If you got cash and can't invest it at a better rate, pay cash. If you can get 4% interest to finance the vehicle and can invest the cash to get 4% + then finance.</p><p></p><p>Smart or not, I have paid cash for my last three vehicles, but I have not bought one during these crazy low interest rates and this crazy high stock market. I drive 'em till the wheels fall off.</p><p></p><p>The dealer does get some pay when they finance.</p></blockquote><p></p>
[QUOTE="HDRider, post: 1086019, member: 17025"] My experience has been when they reduce the interest rate they don't lower the sale price (or not as much). When they lower the price they don't offer 0% or such a low rate. Take the lowest purchase price you can get. If you got cash and can't invest it at a better rate, pay cash. If you can get 4% interest to finance the vehicle and can invest the cash to get 4% + then finance. Smart or not, I have paid cash for my last three vehicles, but I have not bought one during these crazy low interest rates and this crazy high stock market. I drive 'em till the wheels fall off. The dealer does get some pay when they finance. [/QUOTE]
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How would you pay for the truck?
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