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How mush cash?
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<blockquote data-quote="TexasBred" data-source="post: 1249804" data-attributes="member: 6897"><p>Can't disagree with that. My parents being very frugal folks and not buying things they never needed I guess I just learned to do the same by watching them. As for getting out of debt, I remember an old saying a man told me once...."Keeping up is hard....catching up is dam near impossible". Few learn that and thing nothing of skipping payments always thinking they'll catch up someday. </p><p></p><p>CB I'll never understand how our banking system works today. I do know many new regulations almost force them to make loans to people who do not qualify and if you won't do it they'll just go down to the next bank and they'll do it. People are allowed to do this over and over. Repossessions and foreclosures don't seem to hurt that much on a credit rating any more. Down payments are seldom required, people can borrow in excess of 100% of the selling price of something and pocket the excess money. There is no rhyme nor reason the way they operate. Nothing like it was when I was in banking. But again I still believe that if you do not have that responsibility ingrained in your being which makes you recognize you have an obligation to repay the debt all else doesn't matter anyway.</p></blockquote><p></p>
[QUOTE="TexasBred, post: 1249804, member: 6897"] Can't disagree with that. My parents being very frugal folks and not buying things they never needed I guess I just learned to do the same by watching them. As for getting out of debt, I remember an old saying a man told me once...."Keeping up is hard....catching up is dam near impossible". Few learn that and thing nothing of skipping payments always thinking they'll catch up someday. CB I'll never understand how our banking system works today. I do know many new regulations almost force them to make loans to people who do not qualify and if you won't do it they'll just go down to the next bank and they'll do it. People are allowed to do this over and over. Repossessions and foreclosures don't seem to hurt that much on a credit rating any more. Down payments are seldom required, people can borrow in excess of 100% of the selling price of something and pocket the excess money. There is no rhyme nor reason the way they operate. Nothing like it was when I was in banking. But again I still believe that if you do not have that responsibility ingrained in your being which makes you recognize you have an obligation to repay the debt all else doesn't matter anyway. [/QUOTE]
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