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Health Care Insurance Costs
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<blockquote data-quote="Howdyjabo" data-source="post: 793038" data-attributes="member: 391"><p>Down here people that don't own anything more than a car and a house- basically get free health care. Drs/Hospitals have to treat them and unless they offer to pay the only thing they can do to them is to ruin their credit scores. They cannot go after their wages, car or house(even if that house is a mansion and full of diamonds) </p><p></p><p>The rest of us have to pay as we go</p><p>Right now (we are in our 50's with one kid) we are paying almost $700 a month with a $5000 deductible on everything(some routine health screenings are covered before the deductible).I do get a reduction in the Drs Bills for having insurance. But after $5000 they pay 100%. No vision maternity or dental.</p><p>On big bills the Drs/Hospitals will work with me on a payment plan with no interest.</p><p></p><p>which sounds great but my original bill is quadrupled(or more) to cover those that pay nothing.</p><p>I went to the emergency room 7 yrs ago and it cost me $500</p><p>I went last year and it cost me $4000</p><p>Had the same treatment both times(migraine).</p><p></p><p>I'll be laying unconscious before I ever go to an emergency room again.</p></blockquote><p></p>
[QUOTE="Howdyjabo, post: 793038, member: 391"] Down here people that don't own anything more than a car and a house- basically get free health care. Drs/Hospitals have to treat them and unless they offer to pay the only thing they can do to them is to ruin their credit scores. They cannot go after their wages, car or house(even if that house is a mansion and full of diamonds) The rest of us have to pay as we go Right now (we are in our 50's with one kid) we are paying almost $700 a month with a $5000 deductible on everything(some routine health screenings are covered before the deductible).I do get a reduction in the Drs Bills for having insurance. But after $5000 they pay 100%. No vision maternity or dental. On big bills the Drs/Hospitals will work with me on a payment plan with no interest. which sounds great but my original bill is quadrupled(or more) to cover those that pay nothing. I went to the emergency room 7 yrs ago and it cost me $500 I went last year and it cost me $4000 Had the same treatment both times(migraine). I'll be laying unconscious before I ever go to an emergency room again. [/QUOTE]
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