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Farm finances
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<blockquote data-quote="hersh" data-source="post: 275770" data-attributes="member: 4777"><p>I know most people shun them but credit cards can be great.I keep a couple with high credit limits and 0% for a year, they are there if I ever needed a loan.But the most important are the ones that give you back 2% or better.I just got one that gives me 3% back on construction supplies.I have a plumbing biz and my supply house said I could use it with them...They give me an automatic 2% for paying by the 10th of each month and this card gives 3% cash back.Its important to make sure it cash back they give and not 'rewards'.My supply bill a month is anywhere between 15-20k so 5% is a lot to me.That is also for fuel,and can be used to buy farm supplies.You need excellent credit for these cards,and if used properly are a great tool to squeeze a couple more cents out of things.</p></blockquote><p></p>
[QUOTE="hersh, post: 275770, member: 4777"] I know most people shun them but credit cards can be great.I keep a couple with high credit limits and 0% for a year, they are there if I ever needed a loan.But the most important are the ones that give you back 2% or better.I just got one that gives me 3% back on construction supplies.I have a plumbing biz and my supply house said I could use it with them...They give me an automatic 2% for paying by the 10th of each month and this card gives 3% cash back.Its important to make sure it cash back they give and not 'rewards'.My supply bill a month is anywhere between 15-20k so 5% is a lot to me.That is also for fuel,and can be used to buy farm supplies.You need excellent credit for these cards,and if used properly are a great tool to squeeze a couple more cents out of things. [/QUOTE]
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