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Non-Cattle Specific Topics
Every Thing Else Board
Farm finances
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<blockquote data-quote="Jogeephus" data-source="post: 275747" data-attributes="member: 4362"><p>I do two things. I keep a signature loan open at the bank. This floats at 1.5 above prime. I use this to fill in the gaps when I know I'm going to be able to repay it shortly. (I used to borrow it from myself - when possible- but I figured out I was loaning money to a deadbeat.)</p><p></p><p>The second thing I do is take equity out of the farm. This payment is fixed and is much lower than anything else I can get. Since I want to pay the farm off in short order, I don't do this unless it is for a big purchase and very important.</p><p></p><p>I'm sure their are much better ways to handle your finances than how I do mine but you did ask.</p></blockquote><p></p>
[QUOTE="Jogeephus, post: 275747, member: 4362"] I do two things. I keep a signature loan open at the bank. This floats at 1.5 above prime. I use this to fill in the gaps when I know I'm going to be able to repay it shortly. (I used to borrow it from myself - when possible- but I figured out I was loaning money to a deadbeat.) The second thing I do is take equity out of the farm. This payment is fixed and is much lower than anything else I can get. Since I want to pay the farm off in short order, I don't do this unless it is for a big purchase and very important. I'm sure their are much better ways to handle your finances than how I do mine but you did ask. [/QUOTE]
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