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<blockquote data-quote="jltrent" data-source="post: 1532102" data-attributes="member: 21075"><p>As stated before if you want to conserve your funds then get a loan against them as that will give you the best rate. For the bank it is zero risk and when I worked in the banking business we went 2% over CD face rate.</p><p></p><p>Credit Unions have good rates as banks are for-profit, while credit unions are nonprofits and can offer usually better rates on loans. If you have a good home town bank usually they will try to work with their good customers and go below sheet rate.</p></blockquote><p></p>
[QUOTE="jltrent, post: 1532102, member: 21075"] As stated before if you want to conserve your funds then get a loan against them as that will give you the best rate. For the bank it is zero risk and when I worked in the banking business we went 2% over CD face rate. Credit Unions have good rates as banks are for-profit, while credit unions are nonprofits and can offer usually better rates on loans. If you have a good home town bank usually they will try to work with their good customers and go below sheet rate. [/QUOTE]
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