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<blockquote data-quote="hillsdown" data-source="post: 1002737" data-attributes="member: 5106"><p>It depends on the adjuster Jo, if he sees it as "entrapment" they may just pay out . But Hartford is usually a tough sob when it comes to paying out iffy claims . I have a neighbor that lost 20 head last year due to falling through the ice , they refused to pay out because the owners should have fenced off "the only water source for the cattle" due to the intermittent unseasonable warm weather . The only mortality insurance I have ever carried were on the flush cows , and that was through cooperators. Much cheaper than Hartford for the same policy , and it pretty much covered your animals for any kind of death except sickness . Coop was around 55 a year per head and Hartford wanted around 375 for the same allotted amount .</p></blockquote><p></p>
[QUOTE="hillsdown, post: 1002737, member: 5106"] It depends on the adjuster Jo, if he sees it as "entrapment" they may just pay out . But Hartford is usually a tough sob when it comes to paying out iffy claims . I have a neighbor that lost 20 head last year due to falling through the ice , they refused to pay out because the owners should have fenced off "the only water source for the cattle" due to the intermittent unseasonable warm weather . The only mortality insurance I have ever carried were on the flush cows , and that was through cooperators. Much cheaper than Hartford for the same policy , and it pretty much covered your animals for any kind of death except sickness . Coop was around 55 a year per head and Hartford wanted around 375 for the same allotted amount . [/QUOTE]
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