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Coffee Shop
Cattle people/ farmers are getting old.
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<blockquote data-quote="smartin0022" data-source="post: 1741068" data-attributes="member: 39232"><p>With FSA's Direct Farm Ownership Loans, "we keep America's agriculture growing."</p><p></p><p>Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. With a maximum loan amount of $600,000 ($300,150 for Beginning Farmer Down Payment), all FSA Direct Farm Ownership Loans are financed and serviced by the Agency through <a href="https://www.fsa.usda.gov/state-offices/index" target="_blank">local Farm Loan Officers and Farm Loan Managers</a>. The <a href="https://www.fsa.usda.gov/programs-and-services/farm-loan-programs/funding/index" target="_blank">funding</a> comes from Congressional appropriations as part of the USDA budget.</p><p></p><p>You can use what's available to all if you are willing to spend extra time and find the right land. You gotta want it bad enough to put in the time. Hardest loan I ever went through due to the extended process and long closing times. But it can get you a farm with or without a down payment. There are many more programs out there for the first time farmers etc. All good programs IMO low interest and as much as I hate it backed by the government. They are considered commercial loans don't even show on a regular credit report. I don't know if it's everywhere but they also have programs for feed pads, watering systems, handling facilities that are 100% funded by them. One rancher here has used almost 70k of that type funding to really set up a nice place. Lots of red tape and hours developing business plans ans projections along with lengthy applications. But for the guy getting started Govt does want people farming and that's why they set up those type programs for the underdog and the big dreamers.</p><p>PM me if you have ?'s about it I'll tell you what I know. But best to call a loan agent at the local FSA office in your location.</p></blockquote><p></p>
[QUOTE="smartin0022, post: 1741068, member: 39232"] With FSA's Direct Farm Ownership Loans, "we keep America's agriculture growing." Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. With a maximum loan amount of $600,000 ($300,150 for Beginning Farmer Down Payment), all FSA Direct Farm Ownership Loans are financed and serviced by the Agency through [URL='https://www.fsa.usda.gov/state-offices/index']local Farm Loan Officers and Farm Loan Managers[/URL]. The [URL='https://www.fsa.usda.gov/programs-and-services/farm-loan-programs/funding/index']funding[/URL] comes from Congressional appropriations as part of the USDA budget. You can use what's available to all if you are willing to spend extra time and find the right land. You gotta want it bad enough to put in the time. Hardest loan I ever went through due to the extended process and long closing times. But it can get you a farm with or without a down payment. There are many more programs out there for the first time farmers etc. All good programs IMO low interest and as much as I hate it backed by the government. They are considered commercial loans don't even show on a regular credit report. I don't know if it's everywhere but they also have programs for feed pads, watering systems, handling facilities that are 100% funded by them. One rancher here has used almost 70k of that type funding to really set up a nice place. Lots of red tape and hours developing business plans ans projections along with lengthy applications. But for the guy getting started Govt does want people farming and that's why they set up those type programs for the underdog and the big dreamers. PM me if you have ?'s about it I'll tell you what I know. But best to call a loan agent at the local FSA office in your location. [/QUOTE]
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