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<blockquote data-quote="Anonymous" data-source="post: 17829"><p>The health insurance, if that's how you calssify it is rolled into the liability but is only on purchased cows, born and raised cows only have liability. It's kind of a herd deal, if we add or delete cows it doeasn't change the 12 bucks a year that it costs. Maybe when we don;t have any purchased cows left we drop it. Now all I have to do is quit falling for the pretty faces so I'll stop buying heifers.</p><p></p><p>dun</p><p></p><p>> we keep liability insurance (not</p><p>> for us for others)......if a cow</p><p>> gets out & a car hits it or if</p><p>> someone is on your place &</p><p>> gets hurt by a cow (hired help</p><p>> policy is different).</p><p></p><p>> as for life insurance on the cows,</p><p>> no we do not have that. sometimes</p><p>> when we purchase bulls at sales we</p><p>> will get coverage for the drive</p><p>> home which usually runs a while</p><p>> after they get arrive. unless i</p><p>> had a really expensive animal</p><p>> (& depends on your situation</p><p>> what you classify as expensive---a</p><p>> breeder we know lost a 100,000</p><p>> bull which i'm pretty sure was</p><p>> insured), i wouldn't insure it.</p><p></p><p>> kind of like car insurance....once</p><p>> the value is less than your</p><p>> premium, do you keep full coverage</p><p>> or just liability? just my</p><p>> opinion. everyone's operation is</p><p>> different.</p><p></p><p></p><p></p><p> <a href="mailto:alldunmovin@yahoo.com">alldunmovin@yahoo.com</a></p></blockquote><p></p>
[QUOTE="Anonymous, post: 17829"] The health insurance, if that's how you calssify it is rolled into the liability but is only on purchased cows, born and raised cows only have liability. It's kind of a herd deal, if we add or delete cows it doeasn't change the 12 bucks a year that it costs. Maybe when we don;t have any purchased cows left we drop it. Now all I have to do is quit falling for the pretty faces so I'll stop buying heifers. dun > we keep liability insurance (not > for us for others)......if a cow > gets out & a car hits it or if > someone is on your place & > gets hurt by a cow (hired help > policy is different). > as for life insurance on the cows, > no we do not have that. sometimes > when we purchase bulls at sales we > will get coverage for the drive > home which usually runs a while > after they get arrive. unless i > had a really expensive animal > (& depends on your situation > what you classify as expensive---a > breeder we know lost a 100,000 > bull which i'm pretty sure was > insured), i wouldn't insure it. > kind of like car insurance....once > the value is less than your > premium, do you keep full coverage > or just liability? just my > opinion. everyone's operation is > different. [email=alldunmovin@yahoo.com]alldunmovin@yahoo.com[/email] [/QUOTE]
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