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<blockquote data-quote="Anonymous" data-source="post: 17821"><p>we keep liability insurance (not for us for others)......if a cow gets out & a car hits it or if someone is on your place & gets hurt by a cow (hired help policy is different).</p><p></p><p>as for life insurance on the cows, no we do not have that. sometimes when we purchase bulls at sales we will get coverage for the drive home which usually runs a while after they get arrive. unless i had a really expensive animal (& depends on your situation what you classify as expensive---a breeder we know lost a 100,000 bull which i'm pretty sure was insured), i wouldn't insure it.</p><p></p><p>kind of like car insurance....once the value is less than your premium, do you keep full coverage or just liability? just my opinion. everyone's operation is different.</p></blockquote><p></p>
[QUOTE="Anonymous, post: 17821"] we keep liability insurance (not for us for others)......if a cow gets out & a car hits it or if someone is on your place & gets hurt by a cow (hired help policy is different). as for life insurance on the cows, no we do not have that. sometimes when we purchase bulls at sales we will get coverage for the drive home which usually runs a while after they get arrive. unless i had a really expensive animal (& depends on your situation what you classify as expensive---a breeder we know lost a 100,000 bull which i'm pretty sure was insured), i wouldn't insure it. kind of like car insurance....once the value is less than your premium, do you keep full coverage or just liability? just my opinion. everyone's operation is different. [/QUOTE]
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