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Non-Cattle Specific Topics
Coffee Shop
Borrowing money to build credit.
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<blockquote data-quote="Dave" data-source="post: 1332670" data-attributes="member: 498"><p>I avoid buying things because I "want it" and buy things which I need. That said I have used credit to buy land, cattle, vehicles, and tractors. I wish I had bought more land when I was younger it is the one thing that really has made me money. I do buy new vehicles but I buy plain Jane models with no bells and whistles. And then I drive them until the wheels fall off. I know how they have been maintained from day one. Things I want like a new gun or boat I pay cash or I don't buy it. While I would prefer to pay cash for things I need it isn't always an option. What I do is make sure that I have a big enough down payment that if things do go bad I can sell it for enough to pay the bank. I would hate to lose my money but not nearly as much as losing out and still owing the bank money.</p></blockquote><p></p>
[QUOTE="Dave, post: 1332670, member: 498"] I avoid buying things because I "want it" and buy things which I need. That said I have used credit to buy land, cattle, vehicles, and tractors. I wish I had bought more land when I was younger it is the one thing that really has made me money. I do buy new vehicles but I buy plain Jane models with no bells and whistles. And then I drive them until the wheels fall off. I know how they have been maintained from day one. Things I want like a new gun or boat I pay cash or I don't buy it. While I would prefer to pay cash for things I need it isn't always an option. What I do is make sure that I have a big enough down payment that if things do go bad I can sell it for enough to pay the bank. I would hate to lose my money but not nearly as much as losing out and still owing the bank money. [/QUOTE]
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Non-Cattle Specific Topics
Coffee Shop
Borrowing money to build credit.
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