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Average Income
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<blockquote data-quote="Brute 23" data-source="post: 994366" data-attributes="member: 6291"><p>Caustic you dead on about the years salary and even buying land and putting it up collateral. The whole package has to have equity in it so it can be sold if need be and not be under water. That's thru the highs AND lows... Not just the highs. </p><p></p><p>The social security deal is a mess. I will try not to screw this up but my understanding is it does not matter how many years you pay in for the most part. You are trying to reach the 40 credits. You can get a max of 4 credits per year no matter how high your income is. So 10yrs of 4 credits and you are maxed out. As an example on my statement this year I am at like $22XX of the $2346 monthly cap at 26. Asidide from the fact I could make a better return in the stock market, in the very near future every thing I pay in from now on is going to some one else. </p><p></p><p>Basically the Govt tried to become an insurance company for widows and elderly. In true govt fashion they sucked at it and are losing money doing it. They are promising me an insurance that I will not recieve. The govt prosecutes companies for not paying on flood damage or what ever... But when the do it... It's all ok.</p></blockquote><p></p>
[QUOTE="Brute 23, post: 994366, member: 6291"] Caustic you dead on about the years salary and even buying land and putting it up collateral. The whole package has to have equity in it so it can be sold if need be and not be under water. That's thru the highs AND lows... Not just the highs. The social security deal is a mess. I will try not to screw this up but my understanding is it does not matter how many years you pay in for the most part. You are trying to reach the 40 credits. You can get a max of 4 credits per year no matter how high your income is. So 10yrs of 4 credits and you are maxed out. As an example on my statement this year I am at like $22XX of the $2346 monthly cap at 26. Asidide from the fact I could make a better return in the stock market, in the very near future every thing I pay in from now on is going to some one else. Basically the Govt tried to become an insurance company for widows and elderly. In true govt fashion they sucked at it and are losing money doing it. They are promising me an insurance that I will not recieve. The govt prosecutes companies for not paying on flood damage or what ever... But when the do it... It's all ok. [/QUOTE]
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