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Average Income
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<blockquote data-quote="skyhightree1" data-source="post: 994322" data-attributes="member: 13268"><p>James T I contacted the banks I deal with to ask them and they all say its industry standard now that it be 20% down and or land equity to achieve that because they will only finance the 75% - 85% of a house at most these days. I did ask about the modular but they said that wasn't the issue because its a " Off Frame " modular and they finance those all the time. His wife works but I don't know how much she makes I know his salary cause i pay it lol Yea I told him maybe he should buy for now and then worry about building later he may do that. When I built my house last year my land was the 20% needed and I didn't have to come out of pocket for anything but closing.</p></blockquote><p></p>
[QUOTE="skyhightree1, post: 994322, member: 13268"] James T I contacted the banks I deal with to ask them and they all say its industry standard now that it be 20% down and or land equity to achieve that because they will only finance the 75% - 85% of a house at most these days. I did ask about the modular but they said that wasn't the issue because its a " Off Frame " modular and they finance those all the time. His wife works but I don't know how much she makes I know his salary cause i pay it lol Yea I told him maybe he should buy for now and then worry about building later he may do that. When I built my house last year my land was the 20% needed and I didn't have to come out of pocket for anything but closing. [/QUOTE]
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