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Average Income
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<blockquote data-quote="Brute 23" data-source="post: 994277" data-attributes="member: 6291"><p>Getting money back on taxes is not saving up. Plus he needs to adjust his W2. As his employer you can help him with that.</p><p></p><p>Yes. I am saying if a person cant put down 20.. 25% down they should not be a home owner. There is nothing wrong with renting. Another great American scam is the idea that owning a home is good for every one. Just because you can pay rent doesn't mean you can take on all the other expences that go along with owning a home.</p><p></p><p>$40K is not a lot if he has other debt, bills, and 3 kids.... and although $156K is not a lot in general... it is a lot for a $40K income. Its all about ratios.</p><p></p><p>Im not trying to knock the guy down but if he can save $6K for 2-4 more years he will get it. He needs to have patience. Right now... gets a lot of people in trouble.</p></blockquote><p></p>
[QUOTE="Brute 23, post: 994277, member: 6291"] Getting money back on taxes is not saving up. Plus he needs to adjust his W2. As his employer you can help him with that. Yes. I am saying if a person cant put down 20.. 25% down they should not be a home owner. There is nothing wrong with renting. Another great American scam is the idea that owning a home is good for every one. Just because you can pay rent doesn't mean you can take on all the other expences that go along with owning a home. $40K is not a lot if he has other debt, bills, and 3 kids.... and although $156K is not a lot in general... it is a lot for a $40K income. Its all about ratios. Im not trying to knock the guy down but if he can save $6K for 2-4 more years he will get it. He needs to have patience. Right now... gets a lot of people in trouble. [/QUOTE]
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