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affordable health care
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<blockquote data-quote="boondocks" data-source="post: 1288394" data-attributes="member: 20599"><p>Boodocks, 25 years ago I had health insurance I paid for out of my own pocket because I was labor in construction. I carried my own policy because I never new where I would be working or if I would be working. My insurance cost around 4% of my income at the time.....today it is almost 15% and I make a be nice of a better income today than I did then.</p><p></p><p>Also, I've been paying for insurance over 30 years....for years and years I never even saw a doctor or had a need for my insurance, I had it for the day I DID need it. My wife pays the same premium I do. Sees the doctor once a year to get one $4 prescription refilled. She has been paying into the system for her entire life also. As we age I have always expected my body to weaken and have the need for more healthcare as I get older. Those "health" choices you speak of have always been baked into the equation.</p></blockquote><p></p><p>Vett, I do hear you. I too pay more and get less every year. But 25 years ago a lot of the available technologies, tests, treatments, chemo regimens etc etc didn't exist. You say you have paid for over 30 years and haven't used it much. Count yourself lucky for such good health, not unlucky for not getting your money's worth. Not trying to be argumentative, just another way of looking at it...You also had the peace of mind of knowing you were covered if you needed it. Health insurance isn't really (traditionally) like Social Security; you can't really look at it as having "paid into the system" as if it's an appreciating asset. I guess with some of the changes to HSA's that is changing a little.</p><p></p><p>Mostly I was trying to make the point that as a society, we don't take very good care of our(collective)selves, yet want high quality care, on-demand, for cheap prices. This butts up against health care providers' (rightful) desire for a living wage; the insurance companies' (less-defensible-IMHO) view that they should get crazy profits; and the pharma companies' penchant for expecting Americans to fund all of their R&D (given drug price limits set by many other countries).</p><p>As an exercise, who here would like to go back to the health care that was available, say, in 1930? Even if it were cheaper?</p><p>[/QUOTE]</p>
[QUOTE="boondocks, post: 1288394, member: 20599"] Boodocks, 25 years ago I had health insurance I paid for out of my own pocket because I was labor in construction. I carried my own policy because I never new where I would be working or if I would be working. My insurance cost around 4% of my income at the time.....today it is almost 15% and I make a be nice of a better income today than I did then. Also, I've been paying for insurance over 30 years....for years and years I never even saw a doctor or had a need for my insurance, I had it for the day I DID need it. My wife pays the same premium I do. Sees the doctor once a year to get one $4 prescription refilled. She has been paying into the system for her entire life also. As we age I have always expected my body to weaken and have the need for more healthcare as I get older. Those "health" choices you speak of have always been baked into the equation.[/quote] Vett, I do hear you. I too pay more and get less every year. But 25 years ago a lot of the available technologies, tests, treatments, chemo regimens etc etc didn't exist. You say you have paid for over 30 years and haven't used it much. Count yourself lucky for such good health, not unlucky for not getting your money's worth. Not trying to be argumentative, just another way of looking at it...You also had the peace of mind of knowing you were covered if you needed it. Health insurance isn't really (traditionally) like Social Security; you can't really look at it as having "paid into the system" as if it's an appreciating asset. I guess with some of the changes to HSA's that is changing a little. Mostly I was trying to make the point that as a society, we don't take very good care of our(collective)selves, yet want high quality care, on-demand, for cheap prices. This butts up against health care providers' (rightful) desire for a living wage; the insurance companies' (less-defensible-IMHO) view that they should get crazy profits; and the pharma companies' penchant for expecting Americans to fund all of their R&D (given drug price limits set by many other countries). As an exercise, who here would like to go back to the health care that was available, say, in 1930? Even if it were cheaper? [/QUOTE]
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