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Oh my, "ranchette" owner around here would brand you as something equivalent to a Carpetbagger in the post war South. That is somebody who moved in after they sold their house elsewhere, retired to 40 acres priced so high that only people from elsewhere could buy it, and are now all hat, and no...

Thanks for all the replies so far, I've found them helpful already. I'll note a couple of things to help narrow my question. Even though I rode in on this thread, that mentioned government assistance, it never occured to me that there'd be any government programs that would be helpful, or even...

I'm new here, and I've read through this thread, which is sort of close to the questions I have. My apologies to everyone if this has all been covered before. And, reading the thread, I have some trepidation in posting, as perhaps this question will not be really well received. May apologies...