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<blockquote data-quote="Warren Allison" data-source="post: 1809545" data-attributes="member: 40587"><p>For the most part, no. You can not insure property that is not yours. I can not insure your house. You can not insure my car. There some exceptions on commercial policies in leasing situations. Are you renting or leasing the bull from him? Or truly just borrowing it? Animal mortality policies are annual policies, and the premium is 100% earned at inception. Minimum premium on commercial policies is usually $250 or $300. If this person has a farm policy, and has other cattle at that value, chances are he has them covered. So, if he IS letting you use it for free, offer to <em>rent</em> it from him for $2-$300 dollars.</p></blockquote><p></p>
[QUOTE="Warren Allison, post: 1809545, member: 40587"] For the most part, no. You can not insure property that is not yours. I can not insure your house. You can not insure my car. There some exceptions on commercial policies in leasing situations. Are you renting or leasing the bull from him? Or truly just borrowing it? Animal mortality policies are annual policies, and the premium is 100% earned at inception. Minimum premium on commercial policies is usually $250 or $300. If this person has a farm policy, and has other cattle at that value, chances are he has them covered. So, if he IS letting you use it for free, offer to [I]rent[/I] it from him for $2-$300 dollars. [/QUOTE]
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