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Two farmers met on the back side of their properties. Their land was separated by a vary larger river. One farmer began yelling from across the river, "How do I get to the other side?" When the other farmer finally understood him he yelled back, You are already on the other side."

I’d have to agree with the post that warned against trusting random opinions on a forum. Nothing against ranchers (I am one) but I’d encourage you to speak with a professional that watches the markets all day, every day. My wife and I use Still Waters Wealth Management Group out of Juno, Fl. We...